Small Business Administration Loan

SBA defines a small business as a concern that is organized for profit; has a place of business in the U.S.; operates primarily within the U.S. or makes a significant contribution to the U.S. economy through payment of taxes or use of american products, materials, or labor; is independently owned and operated; and is not dominant in its field on a national basis. The business may be a sole proprietorship, partnership, corporation, or any other legal form. In determing what constitutes a small business, the definition will vary to reflect industry differences.

Generally, the Company (and affiliated businesses) must have a net worth below $15 million and the past two years of after-tax net income must average to be less than $5 million. If the Company does not fit within this size standard there is an alternative standard based on industry type, and number of employees or revenue. 

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